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How Does A Little Bit of Tornado Damage Receive a $0 Estimate and a $63,000 Payment? Great question.
On August 13th, 2013 a tornado, rated EF0 as the smallest of all tornadoes, touched down in the Southern New Jersey area around Manahawkin.
"An EF0 tornado will probably damage trees but not substantial structures…" says Wikipedia.
However, the residents of Manahawkin, NJ might disagree.
While walking around to view storm damages and possibly help out homeowners, we noticed Cheryl Simmons* dragging heavy branches out to her curb for city pick-up services.
When asked why she was doing clean-up so soon after the event, she told us that "her insurance had denied that branches and wind damage would be covered in her policy."
$0 - Zero dollar insurance company support. "The tornado was not strong enough. It didn't damage the home."
More excuses, delays and denials.
"The twister touched down at 10:05 a.m. with maximum speeds of 75-85 mph. It was two miles in length and about 50-100 yards wide, the National Weather Service said."
After a review of Cheryl's insurance policy, and a complete inspection of ALL of her property for wind related damages, her claim was properly filed and followed-up, negotiated and settled.
The result was a payment to Cheryl, our client, of $63,000. The payment was the culmination of great assessment abilities, reporting, filing of paperwork and negotiating with her insurance agency.
Anyone who has any indication of wind, rain, ice damming or any weather related damage should give us a call before cleaning up, Insurance Claims Negotiators, Jeff Wagner, Licensed Public Adjuster, 267-265-5137.
There are no FEES unless there is a successful recovery.
Working for you every step of the way! For more information see our website LINK or go to our Facebook page for more information.
Can you tell the difference between EF0, EF1, EF2, EF3, EF4 or EF5 tornado damage?
*actual case with name changed for privacy
[Key words: Loss of power, loss of electricity, tornado, EF0 winds, wind damage, insurance policy claims, claims denied, fallen branches, wind damage Montgomery County, tree damage, Insurance Claims Negotiator, Jeff Wagner, weather-related damages, property damage, ice, frozen water pipes, power loss,]