Insurance Claims Negotiator

Mother Nature’s One-Two Punch

Mother Nature's One-Two Punch

Winter's ferocity this year has more than made up for the past few mild winters. A combination of heavy snow, ice, strong winds and prolonged, frigid temperatures can really wreak havoc on property, leaving homeowners wondering what their insurance policies actually cover.

Winter weather-related damages that homeowner's insurance policies cover

• damage to houses and contents caused by excessive snow or ice weight
• burst pipes and ice dams that result from freezing conditions
• damaged ceilings and walls that result from water unable to properly drain

It never hurts to ask…

Significant ice accumulations on power lines often result in power outages. When power's restored within a day or two, often little damage occurs. However, prolonged outages, such as those in Montgomery and Bucks Counties, where homeowners have waited for five or more days for power to return, cause other problems that insurance companies frequently cover, including:

• food spoilage
• rain spouts
• sewage problems
• broken water pipes
• frozen pipes
• furnace damage

If your property has suffered from winter weather-related damages this season, call Jeff Wagner, Licensed Public Adjuster 267-265-5137.

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